Atlanta Rideshare Accident Attorneys

Using Uber’s Insurance After a Crash

In recognition that car accidents are one of the leading causes of preventable injuries in the country, year after year, Uber, Lyft, and other rideshare companies have invested in purchasing good insurance policies. The coverage provided through these policies can help pay for the damages incurred in a rideshare accident, whether it was caused by the rideshare driver, another motorist, or a third party altogether. However, the coverage is not guaranteed, and it changes depending on the exact details of each specific crash.

Uber’s insurance policy is sorted as such:

• No coverage: Uber does not take accept any accountability for a rideshare driver who was not using the app when a crash occurred. If this happens, a typical car accident claim will need to be used by all parties involved who believe they are owed compensation.
• Some coverage: If a rideshare driver gets into an accident while using the app, but they have not accepted a fare yet, then Uber can provide some coverage. At this point, Uber can offer a policy of up to 50/100/25 in coverage. However, the rideshare driver’s privately owned policy will need to be used and exhausted first in most cases.
• Most coverage: After an Uber driver accepts a fare, whether that passenger is in their vehicle or if they are en route to pick them up, Uber can provide its largest insurance coverage. In this phase, Uber can use a $1,000,000 third-party liability policy, as well as uninsured/underinsured motorist bodily injury coverage and contingent comprehensive and collision coverage.

Lyft has a similar insurance policy, too, which gives the most coverage after a Lyft driver has accepted a fare. Our rideshare attorneys are familiar with how both companies handle accident claims, so you can count on us for legal counsel regardless of what rideshare company employed the driver who hit you or got into a crash while you were in their rideshare vehicle.

Keep Record of Your Ride’s Information

Evidence is key to winning a difficult car accident claim. In a rideshare accident claim, there might be more evidence than normal due to the rideshare company’s involvement. For example, each ride arranged through a rideshare app should be given an identifying number. Rideshare drivers also have unique IDs and profiles that can keep track of their driving history with that company, including complaints of bad driving that have been submitted by other passengers.

This specific information could be used by our attorneys to start building your claim on a solid foundation. Please let us know if you can forward us any information you have about the ride’s and the driver’s unique IDs.

Learn More About Starting Your Case

Uber and Lyft have resources to fight claims that they do not want to accept, even if they could easily pay for all of the demanded damages. Let our Atlanta rideshare accident lawyers help you stand up to them. From the start of your case to its conclusion, we will be fully committed to your success and total recovery.

Let us know how we can help. Dial (404) 777-4899 at any time.