If you were involved in a Car Accident that was caused by someone else's careless driving, there are several options that you have that will ensure that your Medical Bills and Expenses are covered.
It's important to know your options so you can decide what is going to work best for you and the circumstances of your accident and injuries that were suffered
If you were hurt in a car crash and you don't know what to do, it's important to contact an experienced Personal Injury Attorney for legal advice.
Your attorney will be able to help you find the best way to make sure you are not paying up-front for any medical services that are rendered. They will do this by signing a Medical Lien with your treating doctor.
There are many medical providers to choose from who will treat you under a medical lien. This means, you will not owe any money up-front for their services, and they will not get paid until a settlement has been made.
The most common medical providers to work on a medical lien include chiropractors and physical therapists. It's important to make sure that your medical provider is willing to work on a lien if this is the route that you would like to take.
With the help of an experienced Car Accident Attorney, you will not have to worry about getting the lien signed, it will be up to your lawyer to make sure all of the paperwork is in place, so all you need to focus on is your recovery.
Automobile Insurance Coverage
There are various types of auto insurance policies, and depending on which one you have, you may be covered through MedPay.
MedPay can be used for immediate medical expenses after being involved in an accident that was not your fault. The exact amount that MedPay covers will depend completely on your policy. In some cases, it will only cover up to $5,000 in medical expenses.
If you are unsure whether or not you have MedPay, you can always call your auto insurance provider and ask them to explain your policy, and how much your policy will cover in medical costs.
The At-Fault Party's Insurance
Depending on where you go to seek treatment and whether or not you're working with an attorney, some medical providers will seek payment directly from the at-fault party's insurance.
This can be a tricky route to take because often times the other driver's insurance company will not put it in writing that they will pay your medical bills, and if they don't, you will be stuck paying out-of-pocket.
Insurance companies will also often tell you over-the-phone to go ahead a seek treatment and they will reimburse you. Georgia and Tennessee are both "fault" states.
However, they may never put this in writing, and when you go to get reimbursement for your medical expenses, they will often only give you a very small portion of the total expense and almost never reimburse you completely.
This is why it's always crucial to seek the help of an experienced attorney, that way you are not taken advantage of by the other driver's insurance company. Your attorney makes sure that your bills are paid for and that you do not owe any money up front in order to seek the treatment that you need to return to normal health.
Why Hiring a Car Accident Attorney will Ensure that your Medical Bills are Paid
When you become involved in a Car Accident that was not your fault, you should not have to pay for your medical bills. It should be up to the other driver's insurance company to make sure that you are compensated 100% for the injuries that you suffered.
Unfortunately, the insurance company is in the business to make money, they do not care if you are not fully compensated for your losses, and even if they sound nice on the phone and promise to reimburse you, it's important to keep in mind that they will also have the best interest of the company that they work for as their top priority.
When you hire a Car Accident Attorney to help with your case, it is the best chance you will have at obtaining the maximum amount of compensation that you deserve.
Your attorney will know the ins and outs of filing a lawsuit and will sign a medical lien stating that payment for your medical bills will be paid upon receipt of a settlement. Your attorney will vouch for you, and fight for you to receive all the benefits that you deserve after being involved in an accident that was not your fault.
At The Roth Firm, our attorneys have been helping Car Accident victims with their cases for decades. Our lawyers have the training and skills to make sure you receive the compensation that you are owed.
One great thing about our law offices in Georgia and Tennessee is that we offer a free consultation to car wreck victims so we can speak with them and find out exactly how we can best assist with their case.
Click the link now to schedule an appointment with our Top Car Accident Attorneys today.