Should I Talk to Any Insurance Company After a Car Accident?
When you are involved in a Car Accident there is a very high probability that you will be contact by insurance companies.
There are some important things you should be aware of before speaking to any insurance company after an accident.
Keep reading below to learn if you should speak to the insurance agent, and if you are required to make a statement.
The unfortunate reality is, insurance companies train their employees to secure information from you that may potentially be harmful to your ability to file a claim.
They do this without you knowing the importance of the information they asked you to share.
If you do not wish to inadvertently say anything to the insurance companies that could be used against you, it's always best to contact an experienced Personal Injury Attorney before speaking with or answering any questions after a car accident.
Risks of Speaking with Insurance Adjusters
Insurance companies are invested in protecting their own financial interests, which means the insurance adjusters are trained to extract information to help the insurance company deny as many claims as possible, or negotiate for the lowest settlement amount possible.
While many people feel they know and understand the laws regarding car accidents, many have no idea the tactics the insurance adjusters will use when asking questions about the accident.
Most of us are naturally inclined to be honest, especially if the accident wasn't our fault. You may think you're giving an honest and truthful telling of what happened, only to find out that your own words have some how been turned against you and you are now being denied compensation for your losses.
It's also important to keep in mind that most conversations with the insurance companies are recorded, so it's all too easy for the insurance adjusters to listen to the conversation and find a way to trap you.
Who will Speak to the Insurance Company for Me?
You're probably wondering who will speak to the insurance company for you if you're not supposed to.
Your best option is to hire an attorney who understands how to deal with insurance companies and has a proven track record for getting their client's the compensation they deserve after a car accident.
Your attorney will understand the importance of the information that the insurance companies are trying to ask you for and how exactly it could damage your claim.
It will be up to your car accident lawyer to answer the insurance companies questions without providing them with any information that could hurt the outcome of your case.
When a person is injured in a car accident that was not their fault, depending on the severity of the crash, they may be entitled to a very large sum of money.
The insurance company will be even more inclined to find a discrepancy in the case because they will in no way wish to pay a substantial amount of money for the damages that occurred.
What about my Own Insurance Company?
When you are involved in an accident, even when it's caused by someone else's careless driving, your insurance company will still need to be informed that an accident occurred.
It's also important that your insurance company is informed within a timely manner in the unfortunate event that the driver who hit you was uninsured and you need their coverage in order to be compensated.
However, it's important to remember that insurance companies, whether it's yours or someone else's, are for-profit. This means they will always consider what is best for them over what is best for you.
The smartest choice you can makes is to still have an attorney handle the communications with your insurance company on your behalf so you are not blindsided in any way.
Key Information to Remember
In the terrible event that you do end up in a conversation with an insurance company after a car accident, here is some very important information to remember:
- The insurance companies are most interested in finding out information that allows them to avoid paying you any amount of compensation. The less details you share regarding the accident the better off you will be.
- Under no circumstances should you speculate about what happened before, during, or after the accident.
- Remember, even if you feel fine after the accident, you may not be in several hours or in a few days, so you should never minimize your injuries or say you were not injured in the accident.
It cannot be stressed enough that you should be extremely careful with any communication you have with the insurance company, and it's highly advised that you have no contact with them until you have consulted an experienced personal injury attorney for legal advice.
Contact our Car Accident Attorneys for Legal Help
If you were involved in a Car Accident and believe it was caused by someone else's careless driving, you should contact an experienced personal injury attorney for legal help.
The Roth Firm has a team of experienced lawyers who are dedicated to helping accident victims with every aspect of their case.
Our lawyers understand how to negotiate with the insurance companies. We will handle all conversations and make sure you do not say anything that could harm the outcome of your case.
It's important to contact an attorney as soon as possible after your accident occur.
You will need to contact your insurance company and the other driver's insurance company will more than likely try and contact you as well.
The best way to make sure you do not harm your case is to have an attorney on your side.
Click below to schedule a free consultation with our experienced Car Accident Attorneys serving Georgia and Tennessee. If you need legal help, The Roth Firm is waiting for you.