Common Insurance Adjuster Questions
If you are the victim of a Car Accident in Georgia or Tennessee, you may already know that you will need to contact your insurance company to let them know about the crash.
You should expect to receive a call from an insurance adjuster who will interview you about the car accident and the circumstances surrounding it.
The interview is meant to provide the adjuster with the necessary information to get your claim started and to pursue legal action against the other driver who caused the crash.
The interview also helps to protect against fraud for both you and the insurance company.
It may seem intimidating, but the interview is essentially a fact-finding process for the insurance company, it's not an interrogation.
To prepare you for your interview, below is a list of Questions Typically Asked by an Insurance Adjuster after a Car Accident:
During the interview process, the insurance adjuster will ask a series of questions that are related to the car accident.
Your answers will provide the adjuster with documentation about what occurred, from your point of view during the accident. It will also help to determine the damages that resulted from the crash.
The number of questions and the details that the insurance adjuster asks you may seem overwhelming, especially if you are still in the process of recovering from your injuries.
Just try to respond to each question as honestly as you can, and tell the adjuster what you remember.
Remember, it's okay if you do not recall every detail of the accident, and if there is something that is fuzzy in your mind, it's perfectly acceptable to tell the adjuster that you don't remember or that you are unsure.
Never make something up because you feel the need to answer every single question, it's always best, to be honest even if that means you don't provide an answer.
With that said, let's get into the common questions that the adjuster may ask you.
The questions that your Insurance Adjuster may ask include:
- Could you please state your full name
- Do you understand that this interview is being recorded?
- Is it being recorded with your permission?
- What is the year/make/model of the vehicle that you were driving at the time of the accident?
- Are you the registered owner of the vehicle?
- Were you using the vehicle for any type of business or government use?
- What was the date of the accident?
- What time did the accident occur?
- Where did the accident occur?
- In what direction were you heading?
- How did the accident occur?
- Was the weather a contributing factor?
- Were there other vehicles involved?
- Was the traffic moderate or heavy?
- Did the airbag deploy?
- Were you wearing your seatbelt?
- What did you see, hear, and observe?
- What types of damages were done to the vehicle?
- Was anyone Hurt?
- Was anyone treated by the paramedic or taken to a medical facility for treatment?
- If so, who treated them and where were they taken?
- Were there any witnesses to the accident? If so, what are their names and contact information?
- Did the police come to the scene? If so, which agency? Do you have the officer's name and badge number?
- Was a police report taken?
- Was a ticket or citation issued?
- Was the vehicle towed?
- Does the vehicle need repairs? If so, which repair shop?
- Do you have bills, receipts, or any other paperwork related to the accident?
After the Interview
The information that is gathered during the interview will be used along with other information that was gathered to estimate the value of your claim.
Now it's important to note that you always have the right to hire an attorney to help with this process. Having an attorney ensures that you do not back yourself into a corner and accept a low settlement.
When your accident is caused by someone else's negligence, you deserve to be compensated fully for the damages and injuries that you suffered.
The Roth Firm Attorneys will advise you not to answer any of the insurance adjuster's questions from the other party's insurance company.
They will be trying to trip you up and to use whatever you tell them against you. Let your attorney handle the negotiations with them, and let your attorney provide them proof of your losses.
Being involved in a Car Accident in Georgia or Tennessee can cause a lot of unwanted stress.
You should not have to worry about filing a lawsuit on your own. With the help of an experienced lawyer, you do not have to worry about paperwork or negotiations with the other driver's insurance company.
If you want to speak with an attorney directly to find out how they can best assist with your case, The Roth Firm Lawyers provide a free consultation.
Click below to speak with our Top Car Accident Attorneys today.