Ride-sharing in Georgia and Tennessee has exploded onto the scene over the last few years and taken the transportation industry by storm, and for a good reason.
Who doesn't love the convenience of being able to order a ride to wherever you are, whenever you want, at a price that is affordable?
However, this industry is still in its infancy, and this leads to many gray areas when it comes to rules and regulations
In order to help to minimize the amount of these incidents, Ride Sharing companies have imposed several rules and restrictions that include background checks, driver safety education courses and motor vehicle inspections.
Although these transportation application companies have taken steps in the right direction in order to protect passengers, accidents can still occur at any time.
If you plan on starting or continuing to use Ride Sharing apps, it is important that you inform yourself on what you should do if you are ever involved in an accident, and what types of legal options you have if you become injured.
If you are involved in an Accident...
First, if the driver has not already started to do so, ask them to turn their hazard lights on and move the car out of traffic. While the driver is doing this, you can use your phone to call the police and emergency services.
It is important to notify the police even if you do not think that you were injured, as symptoms may not manifest for days or even weeks after the accident.
Following the accident, it is then recommended that if you are able to you gather as much evidence as possible.
Some of the types of information you should gather include:
- pictures of the scene and injuries
- driver information
- vehicle information
- insurance information
- record the time of the accident
- a copy of the police report
What if you are Injured...
If you are involved in any type of accident that is the result of another's negligence, we always recommend getting a medical evaluation to ensure any potential injuries are diagnosed and treated.
If you are injured because of someone else's actions, you deserve financial compensation for your pain and suffering.
Speaking with an experienced personal injury attorney is the best way to ensure that you get proper legal advice and have the opportunity to seek damages.
However, if the accident in which you are injured involves a Ride Sharing driver, it can get complicated as to who is legally obligated to provide that compensation and how much are you entitled to receive.
Who is Responsible for Compensation in a Ride Sharing Accident?
The reason that accidents that include Ride Sharing drivers can get complex is because there are multiple parties involved that each has different insurance coverage.
However, like any Personal Injury accident, the first element that needs to be established is
Most Ride Sharing companies have a one million dollar liability coverage amount for accidents, but this is not always applicable.
As well as this large liability policy that most of these companies have, there are also the individual insurance policies owned by the drivers themselves.
Seeing so many insurance policies with large coverage amounts may at first seem like getting compensation is going to be easy, but quite the opposite is actually true.
Many times, the Ride Sharing company's insurance is going to fight the claim whether their driver was at fault for the accident or not.
Furthermore, the Ride Sharing Driver's own personal insurance may reject the claim and cancel their policy if they are made aware that the policyholder was driving their personal car for business purposes.
If both of the above situations occur, it can leave you without a way of getting compensation for your medical bills. That is why getting a legal consultation is so important when it comes to accidents involving Ride Sharing.
But what if you are hit by a Ride Sharing Vehicle?
If you are in an accident where you are hit by a ride-sharing vehicle that is currently in service than you should be covered by the Ride Sharing company's policy.
If the vehicle is currently not in service than responsibility should rest with that driver's personal insurance policy, although they will usually deny this claim as well.
How Much is your Ride Sharing Accident Case Worth?
The value of any personal injury accident usually contingent upon multiple factors that include:
- The extent of the Injuries and Treatment Costs
- Amount of Insurance Coverage Available
- Lost Wages
- Property Damage
- Loss of Consortium
- Pain and Suffering
Every accident is unique, thus it is impossible to predict exactly how much compensation a person should and will get from their accident.
When it comes to accidents that involve Ride Sharing vehicles, it becomes even more difficult to predict because of the complexities with multiple insurance companies and whether or not they cover a driver who is using his vehicle for business purposes.
If you are injured in an accident as a passenger in a Ride Sharing vehicle or are hit by a Ride Sharing Vehicle in Tennessee or Georgia, speaking with an experienced attorney is the best way to ensure your legal rights are protected and you have the opportunity to receive compensation.
At The Roth Firm, we have years of experience fighting for our clients right to compensation and can help you.
Give us a call today or click on the link below to speak with one of our Ride Sharing Personal Injury Attorneys.