Steps to Maximizing Your Truck Accident Settlement
If you were involved in a Commercial Truck Accident and you are seeking a settlement, you may already realize that you're dealing with a complex case.
When it comes to filing a claim for injuries and damages, you can count on the truck driver to be represented by their insurance company and a highly trained legal team.
Even though you may think the accident is cut and dry, the truck driver will have an unfair advantage over you with unlimited resources to help them out of accepting liability.
The truck driver's insurance company and lawyers will work diligently to try and deny the claim or offer you the lowest settlement possible.
This is why it's crucial to understand the steps you need to take to maximize your truck accident settlement.
1. Seek Medical Attention Immediately
If you were involved in a Semi Truck Accident, the very first step to take to maximize your settlement is to seek immediate medical attention.
Normally when a truck accident occurs injuries are severe, so medical attention is a must.
Here is a list of common truck accident injuries.
However, some people may try to put it off because they are hoping to just feel better without needing treatment, this is not only bad for your physical well-being, but it could also damage your chances at a fair settlement.
Remember, the insurance company is looking for a reason to deny your claim, so they will use what they can against you, even if that means trying to say you weren't that badly injured because you waited to seek medical treatment.
No matter what, it will always be in your best interest to be seen by a medical professional the same day the accident occurs. Medical documentation is needed in order to get the maximum amount of compensation that you are owed.
2. Go to All of your Scheduled Appointments
Along the same lines as seeking medical treatment, once you have, it is also crucial to your settlement offer to attend ALL of the follow-up appointments that are scheduled by the doctor.
Once again, if you miss appointments or reschedule follow up appointments for a later date, the insurance company will use this as an excuse to offer you a lower settlement.
If you are given a treatment plan and do not follow it the way the doctor has set it up, you are opening the door for claim denial and a settlement reduction.
It will be easy for the insurance company to say, look their injuries weren't that severe, they didn't even follow the doctor's treatment plan.
It won't matter to them if you had to miss an appointment because of work, school, children, etc. So keep in mind, when you file a claim for compensation, and you want to maximize your settlement, it is of the utmost importance to follow your doctor's prescribed treatment plan at all costs.
3. Show Proof of Lost Income
If the truck accident that you were involved in caused you to miss time at work, then you will need to provide detailed documentation to your attorney in order to be fully compensated.
Often truck accidents cause injuries that do not allow the victim to return to work for several weeks, and in some circumstances, they may not be able to return to their job at all.
Loss of income and loss of earning capacity can account for a very sizable amount during the settlement process. However, without proper documentation, reimbursement may be impossible.
You need to get documentation from your employer stating the amount of compensation that you normally receive, with proof, along with the amount of time missed, and the amount of money that you would have been paid had you not been injured.
This will also help you lawyer determine loss of earning capacity if applicable to your case.
You deserve to be compensated for missed time at work due to the accident, so remember to get the necessary documentation from your employer, when you hire an attorney, they will make sure to collect all the needed documents to help you get the best settlement for your accident.
4. Do not Speak with the Insurance Company without an Attorney
Trucking companies are known for having resourceful insurers who are in the business to make money and pay out as little as possible when a claim is filed.
When the insurance adjuster calls, they will ask a series of questions that are designed to minimize your settlement offer.
It is their goal to try and get you to say something that could be used against you. If they do offer you a settlement, it will be the lowest possible amount, and they will use tactics to try and get you to agree before you have time to speak with an attorney.
You might hear their amount and think it sounds fair, but it may not come anywhere close to covering your current and future medical expenses, missed time at work, pain and suffering, and other costs that accumulated as a result of the accident.
Learn more tactics about how insurance companies try to manipulate your settlement offer.
5. Hire a Truck Accident Attorney
As you can see, hiring an experienced Truck Accident Attorney is a must if you want to get the most out of your settlement.
When you hire an experienced attorney, they make sure that you are being treated by the right doctor, they obtain all of the necessary medical documentation along with documentation from your employer stating your missed time at work.
They also take care of all the correspondence with the truck driver's insurance company, which means you do not need to worry about jeopardizing your case by saying something that you shouldn't.
Your attorney will be well versed in the rules and regulations surrounding the trucking industry, so you do not have to worry about being taken advantage of by the insurance company.
Hiring an experienced attorney with a proven track record for helping truck accident victims with their cases, is the final step to ensuring that you receive the most out of your truck accident settlement.
Trust The Roth Firm with your Georgia | Tennessee Truck Accident Case
When you become involved in a Truck Accident in Tennessee or Georgia that wasn't your fault, hiring an attorney should be one of your top priorities.
The Roth Firm Attorneys have been helping accident victims receive the maximum amount of compensation that they deserve for over 30 years.
Our attorneys have a proven track record for being able to obtain the benefits that our clients deserve. We take pride in the diligent and committed approach that we provide for each accident victim.
We strongly advise you not to put off hiring an attorney after being involved in a truck accident.
The complex nature of these accidents can make it nearly impossible for you to receive the compensation that you are owed.
If you are unsure how an attorney can help you, or if it would just make you feel more comfortable, our lawyers will speak with you about your case at no cost.
We invite into our Atlanta office, let us know the details about your case, and we will let you know if we can help.
All you have to do is click on the link below to schedule an appointment with our Top Truck Accident Attorneys today.