What Do You Believe About Car Accidents?
When a motor vehicle accident occurs in Georgia, many people want to believe that if both drivers have insurance, the at-fault driver’s insurance will pay for all damage and both parties will be adequately taken care of.
After all, that is why we all have car insurance, right?
Well, unfortunately, the insurance world is not that cut and dry, and it can be naive to think so.
No matter who is at fault in a motor vehicle accident and which drivers do or do not have insurance, you may not get the compensation you deserve for doctor visits and your damaged vehicle without legal help to protect and fight for your rights. Here are the Four Most Common Misconceptions People Believe About Car Accidents,
1. Medical insurance will cover your injuries and doctor visits.
The majority of the time your primary doctor and medical insurance will not cover any injuries you sustained in a car accident.
Most of the time, unless you choose to pay out of pocket, you would need medical benefits on your car insurance to cover any injuries as a result of an accident.
If you were not at fault, you could have the other driver's insurance company sign something stating that they will pay for any and all medical treatments you receive that was necessary as a direct result of the crash, but more often than not, they will not sign this document.
The last, and potentially best option, for victims of car crashes, would be to hire legal representation. Your lawyer will sign a lien with your doctor or chiropractor stating they will take care of your medical bills as they pursue the at-fault driver's insurance company.
During this time you will not have to worry about paying for your medical treatment out of pocket. The end goal will be to receive a settlement that more than covers your treatment, damages, and out of pocket expenses.
2. You don't need to see a doctor immediately following the accident if you feel no pain.
This is a widespread misconception.
Many people feel no pain at all after a car accident no matter the severity.
This is due to the sudden release of adrenaline and endorphins. This causes your body to block pain signals and tell you that you are fine when in reality, you could be seriously injured.
Many injury victims suffer non-visible injuries, like whiplash, back, and neck pain.
These injuries can take a few days and even weeks to develop symptoms.
Therefore, it is in your best interest to see a doctor following your accident regardless of the presence of pain.
A doctor specializing in accident injuries will be able to examine you and diagnose any injuries you may have suffered, even if you do not feel them yet.
If you wait too long to see a doctor, the insurance company will most likely deny your injury claim stating that you weren't injured, or your injury was caused by a later, non-related, incident after the crash took place.
3. You don’t need a lawyer if your car was barely damaged in the accident.
The severity of damage to your car after a wreck has little to do with the severity of injury you sustained. Even the slightest of fender benders can cause whiplash and damage the muscles in your neck.
Hiring a lawyer can help you receive compensation for all of your medical treatments, injuries, pain, and suffering. So, it is essential to keep in mind that even if your car is not damaged, you may be, and that is why it is important to seek representation from an experienced car accident attorney.
They can help you fight the at-fault driver's insurance company for your deserved injury compensation.
4. The at-fault driver’s insurance will pay for everything.
Lastly, victims involved in a motor vehicle wreck that was not their fault often assume that the other driver's insurance will take care of them and their damaged property.
Although this is the way it should be, it is often not that easy.
The insurance company will try to find ways to pay you the least amount possible by minimizing the extent of your injuries and the severity of the accident.
Dealing with difficult insurance companies is just another reason hiring a lawyer to deal with all of these complicated, and challenging processes could be the easiest, most stress-free, and financially beneficial choice for you.
Your car accident personal injury attorney will sign a lien with your doctor and cover any bills related to the accident. In the meantime, they will be negotiating with the insurance company to get you your deserved settlement for damages, medical bills, out of pock expenses, pain, and suffering.
Get A Free Consultation to See If We Can Help
If you or a loved one has been involved in a car accident and would like to pursue legal representation Georgia's Best Personal Injury Lawyers at The Roth Firm can help.
Call or click on the link below today for a free consultation with one of our expert car accident injury attorneys!